ASTEP Calculator
Calculate your Automated Systematic Transfer & Enhancement Plan returns and optimize your investment strategy.
Configure Your ASTEP Plan
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₹1 Lakh₹5 Cr
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₹5k₹5 Lakh
Years
1 Year30 Years
% p.a.
3%15%
% p.a.
8%25%
Note:
ASTEP involves systematic transfer from debt to equity funds. Returns are indicative and subject to market risks.
ASTEP Projection
Initial Investment
₹0.00
Total Returns
₹0.00
Debt Fund Value
₹0.00
Equity Fund Value
₹0.00
Total Portfolio Value
₹0.00
Your ASTEP Strategy Summary
Starting with ₹500,000 in debt fund and transferring ₹25,000 monthly to equity fund for 10 years can grow your portfolio to ₹0.00.
Total ROI: NaN%
Growth Multiple: NaNx
Understanding ASTEP
What is ASTEP?
ASTEP (Automated Systematic Transfer & Enhancement Plan) is a strategy where you start with a conservative debt fund and systematically transfer portions to equity funds over time.
- Reduces timing risk through systematic transfers
- Balances safety with growth potential
- Automated process removes emotional decision-making
- Ideal for risk-averse investors seeking equity exposure
Benefits of ASTEP
This strategy combines the stability of debt funds with the growth potential of equity funds through a disciplined approach.
- Rupee cost averaging in equity investments
- Gradual shift from conservative to aggressive allocation
- Flexibility to adjust transfer amounts and frequency
- Professional fund management for both components