Retirement Fund Calculator
Plan your financial future with confidence. Our calculator helps you determine how much you need to save for a comfortable retirement.
Calculate Your Retirement Plan
Note:
This calculator provides estimates based on the information you provide. Actual retirement needs may vary based on lifestyle changes, healthcare costs, and market conditions.
Retirement Projection
Your Retirement Summary
Your current retirement plan will lead to a shortfall of ₹0.00. To meet your retirement goal of ₹50,000 monthly expenses (today's value), consider increasing your monthly contribution or adjusting your retirement age.
Key Insights:
- Your retirement will last 25 years (age 60 to 85)
- Monthly expenses at retirement will be approximately ₹50.00k (adjusted for inflation)
- Your corpus may run out 25 years before life expectancy
Retirement Planning Tips
The Power of Early Planning
Starting your retirement planning early dramatically increases your chances of financial security in retirement due to compound growth.
- Starting 10 years earlier can double your retirement corpus
- Even small contributions can grow significantly over time
- Regular review and adjustment of your plan helps stay on track
- Diversifying investments helps manage risk and optimize returns
Strategies for Retirement
Successful retirement planning involves more than just saving—it requires a comprehensive strategy.
- Create multiple income streams for retirement
- Consider tax-efficient investment vehicles like NPS
- Plan for healthcare costs, which typically increase with age
- Adjust portfolio allocation to become more conservative as you approach retirement